PayPal charges 3.4%. The IC++ alternative for businesses | Daevon
Daevon vs PayPal

Leave PayPal. Pay transparent fees with IC++.

PayPal takes up to 3.4% plus fixed costs on every transaction and can freeze your funds without warning. IC++ fees are transparent, settlement lands within 48h, and there are no surprises.

🧮 Calculate Your Savings

Compare Daevon's IC++ model with market standard flat rates.

PayPal 3,4% + fisso
€140
Daevon 0,45%
€50
Total Annual Savings €1,080
Start Saving Now
What Actually Changes

Why Businesses Are Leaving PayPal Behind

01

Fees Up to 60% Lower

PayPal charges 3.4% plus a fixed 0.35 EUR on every domestic transaction. With Daevon IC++, most EU cards start from 0.35% instead: at 100,000 EUR/month, that saves over 25,000 EUR a year.

02

No Sudden Fund Freezes

PayPal merchant accounts can be frozen without notice, locking up funds for months. Daevon settles funds to your IBAN within 48 hours instead, with no middlemen.

03

Native E-Invoicing

SDI e-invoicing isn't built into PayPal, so you need extra software and extra cost. Every Daevon invoice is generated and filed with the Revenue Agency automatically.

04

Real Support, Not a Chatbot

PayPal support stays automated and slow, often unreachable for serious issues. Every Daevon account gets a dedicated manager who speaks your language instead.

Features Side by Side

The Real Differences Between Daevon and PayPal

Here's what changes for businesses ready to move beyond PayPal.

Feature Daevon PayPal
Fees IC++ (0.35% - 0.85%) 2.9% - 3.4% + 0.35 EUR fixed
Fund Settlement Within 48h to local IBAN Held in PayPal wallet
E-Invoicing Native (SDI/AdE) Not available
Account Freeze Risk None (regulated payment account) High (sudden freezes)
Physical POS Unified omnichannel dashboard Zettle readers only
Support Dedicated account manager Chatbot / slow tickets
The Real P&L Impact

What PayPal Really Costs, Fee by Fee

Daevon Daevon IC++ Model
0.45% IC++
  • No fixed cost per transaction
  • Funds available within 48h on IBAN
  • E-invoicing included
  • No account freeze risk
PayPal PayPal Model
3.4% + 0.35 EUR per transaction
  • Among the highest fees in the market
  • Funds locked in PayPal wallet
  • No integrated SDI e-invoicing
  • Risk of account freeze without notice

On a 50,000 EUR/month e-commerce business, switching from PayPal to Daevon IC++ means saving over 15,000 EUR a year in fees.

Security Standards

Bank-Grade Protection, Without PayPal's Constraints

PCI DSS Level 1

The PCI certification matches PayPal's. What's different is the absence of the unilateral account freezes that hit thousands of merchants every year.

Network Tokenization

Card data is protected by Visa and Mastercard network tokenization, while PayPal relies on its own closed proprietary system.

Real-Time AI Anti-Fraud

A proprietary machine-learning engine screens every transaction, included in the price with no extra fees.

GDPR and EU Data Residency

Your data and your customers' data stay in European data centers, with full GDPR compliance guaranteed.

Who Actually Benefits

The Right Choice Depends on Your Volume

Daevon is perfect if...

  • Your monthly volume exceeds 5,000 EUR
  • You need integrated SDI e-invoicing
  • You want funds in your account within 48h, no middlemen
  • You cannot afford sudden account freezes
  • You manage both e-commerce and physical stores

PayPal might be enough if...

  • You are an individual with occasional sales
  • Your volume is under 1,000 EUR/month
  • Your customers specifically expect PayPal
  • You have no Italian fiscal compliance needs

Frequently Asked Questions

Can I still accept PayPal payments with Daevon?
Yes. PayPal still works as a checkout payment method, so your customers can keep using it. What changes is the cost of your primary card transactions, which drops sharply.
Is PayPal really that expensive?
Yes. PayPal charges 3.4% plus a fixed 0.35 EUR on domestic transactions, while Daevon IC++ starts at 0.35% plus interchange: at 100,000 EUR/month, the gap exceeds 25,000 EUR a year.
What happens if PayPal freezes my account?
PayPal funds can stay frozen for months. Daevon is a regulated payment account instead, so your funds are protected and settled to your local IBAN within 48h.
Is the transition from PayPal to Daevon complicated?
No. Daevon's technical team manages the full migration, and your customers won't notice any service interruption.

Stop Leaving Margin on the Table for PayPal

Daevon's team handles the migration with zero downtime: savings start from month one.

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