Guides

The Daevon blog

Practical guides on payments, POS and fintech, written for people who have a business to grow, not an exam to pass.

3D Secure: what it is, why your customers see it, and how to stop it becoming a sales obstacle
Security & Fraud

3D Secure: what it is, why your customers see it, and how to stop it becoming a sales obstacle

It's the only checkout step you don't control directly, but how smooth it feels still depends on the provider you choose.

PayPal alternatives: 5 reasons merchants are switching
Comparisons

PayPal alternatives: 5 reasons merchants are switching

It's not that PayPal got worse. It's that the rest of the market got better, fast.

Stripe alternatives: when it's worth switching, and when it isn't
Comparisons

Stripe alternatives: when it's worth switching, and when it isn't

Stripe isn't "the best" or "the worst". It's the right tool for some cases, and the wrong one for others.

POS app: how to turn a smartphone into a till that gets paid
Mobile Payments

POS app: how to turn a smartphone into a till that gets paid

You don't need to buy expensive hardware to accept a card. Sometimes the phone already in your pocket is enough.

Buy Now Pay Later: is it worth offering in your shop or e-commerce?
BNPL

Buy Now Pay Later: is it worth offering in your shop or e-commerce?

The customer pays in instalments. You get the full amount right away. Sounds too good, so let's find where the catch is.

Castles POS terminals: when it makes sense to choose this one, and when it doesn't
POS & Hardware

Castles POS terminals: when it makes sense to choose this one, and when it doesn't

It's not the terminal everyone talks about on social media, but it's among the most reliable for anyone who wants zero daily headaches.

Chargeback: what it is, what it really costs you, and how to defend yourself
Security & Fraud

Chargeback: what it is, what it really costs you, and how to defend yourself

The customer already has your money. Now the bank gives it back to them, and you might even get hit with a penalty on top.

Online checkout: the 7 details that are costing you sales
Online Payments

Online checkout: the 7 details that are costing you sales

The customer has already decided to buy. Checkout is the only place left where you can still ruin everything.

Online business account: how to choose the right one without getting caught out by fees
Fintech & Banking

Online business account: how to choose the right one without getting caught out by fees

The "free" account is rarely actually free. Here's what to check before you sign.

E-invoicing and payments: closing the loop without chasing your money
Invoicing & Compliance

E-invoicing and payments: closing the loop without chasing your money

You issue the invoice in thirty seconds. Then you spend three weeks checking whether anyone actually paid it. There's a way to avoid that.

Payment gateway: what it is and how to choose the right one for your e-commerce
Online Payments

Payment gateway: what it is and how to choose the right one for your e-commerce

The least visible piece of technology on your site, and maybe the one that decides more than any other whether a sale closes or is lost.

mPOS: what it is, how it works, and when it beats a classic POS
Mobile Payments

mPOS: what it is, how it works, and when it beats a classic POS

The acronym sounds technical, the concept is dead simple: a card reader the size of a keychain.

The card payment obligation in Italy: what you really need to know before the fine arrives
POS Regulation

The card payment obligation in Italy: what you really need to know before the fine arrives

The law is more forgiving than you think, but the exceptions that actually matter are the ones nobody explains well.

Open banking: what it is and why it's changing how your customers pay
Fintech & Banking

Open banking: what it is and why it's changing how your customers pay

No card, no number to type: the customer pays directly from their account, in a few seconds.

Credit card payments: how they really work (and what they cost you)
Online Payments

Credit card payments: how they really work (and what they cost you)

The fee you see in your contract is only part of the story. Here's what actually happens behind every transaction.

Online payments: how to accept them without losing customers at checkout
Online Payments

Online payments: how to accept them without losing customers at checkout

Accepting online payments is the easy part. Doing it without scaring the customer off at the last step is the hard one.

Planet Payment: what it does, who it's built for, and what to check before choosing it
Comparisons

Planet Payment: what it does, who it's built for, and what to check before choosing it

A name you probably know mostly if you work with international tourists. Here's why.

Android POS: why new-generation terminals all run on this system
POS & Hardware

Android POS: why new-generation terminals all run on this system

It's not marketing. It's the most practical choice manufacturers could make, and it's convenient for you too.

Cheap POS terminal: how to save without buying a problem
POS & Hardware

Cheap POS terminal: how to save without buying a problem

The cheapest POS isn't always the one with the lowest price tag. It's the one that costs you the least over the year.

The "free" POS doesn't exist: here's where the real cost hides
POS & Hardware

The "free" POS doesn't exist: here's where the real cost hides

Spoiler: somebody always pays. The right question is who, and how much.

Mobile POS: the guide for getting paid outside the shop
Mobile Payments

Mobile POS: the guide for getting paid outside the shop

Markets, fairs, home deliveries: if your work has no fixed till, your way of getting paid shouldn't have one either.

Smart POS: what it really is, and why it's not just a trend
POS & Hardware

Smart POS: what it really is, and why it's not just a trend

A touchscreen alone doesn't make a terminal "smart". Here's what actually makes it different from a traditional POS.

Wi-Fi POS or SIM POS? The right question before you buy one
POS & Hardware

Wi-Fi POS or SIM POS? The right question before you buy one

It's not about which technology is better. It's about where your POS actually works.

Wireless POS: the guide for anyone who doesn't want to stay stuck at the till
POS & Hardware

Wireless POS: the guide for anyone who doesn't want to stay stuck at the till

If your work moves between tables, the stockroom or a trade fair, a cable in your hands is the last thing you need.

PSD2 explained simply: what really changes if you sell online
Fintech & Banking

PSD2 explained simply: what really changes if you sell online

You don't need a banking law degree. You need to know three things, and this article gives you exactly those.

Stripe vs PayPal: which one really wins for your online store
Comparisons

Stripe vs PayPal: which one really wins for your online store

Spoiler: neither wins outright. The winner is whichever fits your specific business model.

Sunmi terminals: why they've become the standard for smart POS
POS & Hardware

Sunmi terminals: why they've become the standard for smart POS

You might not know the name, but you've probably already interacted with one at more than one till.

Tap to Pay: how to turn your phone into a POS (without buying anything else)
Contactless Payments

Tap to Pay: how to turn your phone into a POS (without buying anything else)

No external reader, no accessory to connect. Just the phone you're already holding.

POS terminal: the guide to choosing the right one for your business
POS & Hardware

POS terminal: the guide to choosing the right one for your business

Before looking at brands and models, understand how a POS terminal actually works. Then the choice becomes easy.

Virtual IBAN: what it is and why it saves you hours of bank reconciliation
Fintech & Banking

Virtual IBAN: what it is and why it saves you hours of bank reconciliation

It's not a second account. It's a smart trick to know instantly who paid you, without opening a spreadsheet.